"She has to learn to look after herself, so she has the wherewithal to deal with real issues when they arise, such as drugs and sex, which even the most careful parent cannot protect against"
(Liz Lightfoot in The Daily Telegraph - 27.12.2000)
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Wordwise:
wherewithal
Function: noun
Date: 1809
: MEANS, RESOURCES; specifically : MONEY (didn't have the wherewithal for an expensive dinner)