T&Cs
acronym

- Special and general arrangements, rules, requirements, standards etc. Forming integral parts of a contract or agreement.

The Law Dictionary

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TALKING POINT

If you don't read T&Cs, you're not alone - a Deloitte survey of 2,000 consumers in the U.S found that 91% of people consent to legal terms and services conditions without reading them. For younger people, ages 18-34 the rate is even higher with 97% agreeing to conditions before reading.

But did you know that many web services can:
- collect, use, and share your location data!
- read your private messages!
- track you on other websites!
- change their T&Cs without informing you!

If you'd like to quickly check how Google, Apple, YouTube, Amazon, Twitter, Facebook, Instagram, WhatsApp, etc. are protecting or limiting user rights, visit the site of "Terms Of Service Didn't Read" who rate and label website terms & privacy policies, from very good Class A to very bad Class E (tosdr dot org).

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If you want to dive deeper into this acronym, here are some other T&C meanings: Time and Cost - Training and Certification - Town and Country - Textile and Clothing - Testing and Certification; Technology & Communication - Timing and Control - Thrift and Credit Societies - Type and Cross (blood transfusions) - Testing & Commissioning (construction) - Transfer and Convertibility (risk/insurance) - Thoracic and Cervical (medical)

Practice OWAD in a conversation:

"We made the mistake of not checking our provider's T&Cs before signing the contract."